The biggest news for the past few days has been the storm Desmond and all the flooding in the Lancashire and Cumbria areas. If you have seen the footage of the flooding on the TV and Internet, you can see it is a terrible tragedy.
Some families have lost everything, and engineers are working around the clock to restore power to those that still don’t have any.
Naturally travel in the area has been affected, with rail services not running due to flooded tracks and also trees being knocked down.
The storm comes at a bad time before Christmas, and many families are going to be out of their homes due to the flooding and also the subsequent clean up.
The Association of British Insurers is “reassuring home owners and businesses” affected by the storm flooding that insurers are doing all they can.
The ABI is advising those affected to:
* Contact their insurance company and begin the process of filing a claim.
* Seeking accommodation elsewhere if need be.
* Not to throw away any damaged items as they may need to be inventoried for a claim.
* Only return to your home or business when advised it is safe to do so.
The Director of General Insurance Policy at the ABI, James Dalton said, “Flooding brings misery to homeowners and businesses, which is why insurers are pulling out all the stops to help their customers recover as soon as possible. While it too early to say what the cost of the flooding will be, insurers are geared up for events like this and have mobilised their contingency plans to help customers through this stressful time.”
“While it will take time for badly flooded properties to fully dry out, insurers will arrange temporary alternative accommodation while properties are uninhabitable.”