If we continue on the path and trend we are currently on, data shows that sometime this year in 2018, “peak cash” will pass, and at that point we will be using debit and credit cards, and other non-cash means for payment more than we will be using cash. If would appear that our… Read more »

  A lot is changing in the world, and in the world of personal finance and money. It seems only yesterday we were queueing up at bank branches to pay in our wages via pay cheques, or to get cash out. Then banking got automated to a degree, we could use ATMs and cash points… Read more »

Imagine not having to work, and yet still having money coming in. Some form of free income. And we are not talking about winning the lottery here, although in a sense, it could be viewed as everyone hitting the lottery. How happy would the world be…a Utopian society abounding with joy, peace and love. Of… Read more »

We are told we need to save money, put money away for the proverbial rainy day. Have an emergency savings, long-term savings, and of course retirement savings. So with all these different forms of savings we are expected to have, where should we keep our money? In a bank, we suppose. However, it was not… Read more »

There is a saying in sales, and indeed in business, throw enough out there, something will stick. There are variations on this saying, such as using the “shotgun” approach. Basically what is being said or put forth, is that if you do enough, have enough products to sell, speak to enough customers, you will eventually… Read more »