The use of the word “trap” may seem a bit harsh, as for some people the deal of buying something now and paying for it later, with no interest being charged, can be and is a good deal. This is if you read the fine print and understand completely what you are doing and getting… Read more »

It would seem just about everything is going up in costs and price these days, in part due to inflation creeping back into our lives. The amount of debt we carry is going up, to a point where many are concerned it could blow up if one little thing changes, such as a slow down… Read more »

It is not a good feeling to apply for a loan you need, only to have the loan turned down, denied, rejected. The worst would be if you were rejected for a mortgage, and then couldn’t buy the house you had wanted. People sometimes take their credit and credit scores for granted; maybe they are… Read more »

For the past few years there has been a lot of press, mostly negative, about payday loans and payday lenders. Payday loans were a way for someone who has weak, poor, or no credit to get a short-term loan.  Short-term in the sense of the loan is until the borrower’s next payday. To qualify for… Read more »

 A report recently released by the CAB/Citizens Advice Bureau, has shown that many payday lenders are not carrying out credit report checks in their process of underwriting and approving a payday loan. The report, “Payday Loans After The Cap”, found that those borrowers that did not go through the credit check process, were “twice as… Read more »

According to a report by Post Office Travel Money, it is going to cost Holidaymakers going to Europe this summer “up to 50% more” than previous trips. According to the report, a “three-course meal, a glass of wine and a cup of coffee in the island’s resort has gone up by 51 per cent since… Read more »