If you have bad credit or even no credit, then you can expect that when you apply for a loan or credit card, it may be difficult to get approved. However, there are some things you can do to improve your chances of getting approved. One is to know what makes up your credit score,… Read more »


Our mobile phones, how many times can I say/write it, they are not just a part of our lives, but an integral part of our lives, and in some ways an extension of our very selves. These little high-tech, Star Trek like communication devices are always in our hands. Always! Just look around…..everywhere you look,… Read more »


The Queen is set to receive a pay rise in the amount of £6m, and this money is to come from the “public funds”. Now there will be those that will go to the pub after reading this news and after a few, will begin to pontificate about how the Queen is not worth a… Read more »


It is not a good feeling to apply for a loan you need, only to have the loan turned down, denied, rejected. The worst would be if you were rejected for a mortgage, and then couldn’t buy the house you had wanted. People sometimes take their credit and credit scores for granted; maybe they are… Read more »


Barclays Bank and four (4) of its former executives have been charged with fraud in connection to their actions over the 2008 2008 financial scandal. Banks and banking fraud has been in the news for the past few years, from online banking fraud, to banking scandals, to pay rises for bank’s officials. The Serious Fraud… Read more »


You can hardly go a day without there being some new scam being tried out on us, the unsuspecting public, these days. Everyday someone wakes up and thinks, “how can I scam people out of their money today?”. At least that is what it seems like. It would appear that with all the great technology… Read more »


If you have ever used your mobile phone abroad and then returned home to find a month later you have a huge bill to be paid, then you know, using your mobile phone abroad can get expensive. And using data abroad can be even more expensive. What many people don’t realise is you need to… Read more »