If there is one thing we can count on, it is change. And when it comes to changes in selling and buying, our old friend supply and demand steps right in. In many areas of the country, we have been facing a “housing crisis” as there are not enough houses being built to keep up… Read more »


  If you have been watching the TV lately, and are not a Scrooge, then you know it is becoming Christmas Season, and becoming it quickly in a big way. Tis the season, as they say, and tis the season for the shops and stores to ramp-up in order to get ready for the onslaught… Read more »


  The pendulum always swings back the other way, and it is a good example of supply and demand; one moment wages are low due to high unemployment, and the next wages are rising due to low unemployment. Supply and demand, when there is a shortage of workers, wages will rise, which is what we… Read more »


  Recently Sainsbury’s has reported that while their sales have risen, profits have dropped by 9%. Sainsbury’s is the UK’s second largest supermarket chain, and reported profits of £251 million, while “like-for-like” sales were up 1.6%, this excludes fuel. Why the increased sales yet a fall in profits, this was due to “wage cost inflation”,… Read more »


There have been many changes to the face of banks and banking over the year, how we bank, online banking, mobile applications for banking, but one fact remains, we need banks and a bank account. How we bank may be changing, but we still use banks. Due to the fact that many of us are… Read more »


Our vote to leave the EU, now called the Brexit, has some far reaching implications, some of which may have been thought out prior to the vote, and some it would appear, are just now being pointed out. First there is the issue of immigration, which was a crucial factor for many who voted. This… Read more »