Bad Credit Wedding Loans

Knowing the potential cost of having a wedding these days, and the thousands of pounds that can be spent for this special day, in setting up our wedding budget we need to look at how are we going to pay for this special day.

Family will help to some extent, and we also have some money saved to put towards the wedding, however, there can still be a shortfall that needs to be paid.

Wedding financing is an option many couples look towards, getting a wedding loan to help pay for that special day.

Wedding loans can be in the form of personal loans, which may be difficult to qualify for.

Personal loans may require the borrower have a strong credit score, a good credit rating, or both.

Not all couples, or family members, looking to help in financing a wedding are going to have strong credit. However, there are some loans available to people with bad credit.

Wedding Savings

  • Payday Loans:
    These are short-term loans of usually 30 days or until the borrower is next paid. The interest rates are high, and the loan amounts are usually low. So not the best borrowing option.
  • Logbook Loans:
    A logbook loan is a loan against a car or vehicle. The issues with using a logbook loan to finance a wedding is that the car must be of a certain value, and owned free and clear. Should the borrower not make the payments, the car may be repossessed.
  • Guarantor Loans:
    Guarantor loans are personal loans which do not rely on credit history or credit scoring of the borrower. The basis of the loan is the guarantor. A family member or friend who guarantees the loan.

Interest rates/APRs for guarantor loans are competitive and the terms are flexible. Guarantor loans can be paid back over a 60 month (5 year) period.

A Buddy Wedding Loan may be just the loan you need to finance your wedding and keep it within your set budget.

Benefits of a Buddy Wedding Loan

  • You can borrow up to £7,500 for any purpose for your wedding
  • Can be paid back over 60 months (5 years)
  • Competitive interest rate
  • Bad credit is not a problem

Buddy Loans is a direct lender rated 5/5 stars by based on 1128 merchant reviews



from 0 to 10

Representative Example


36 months

£158.57 p/m

Total Repayable

Interest Rate
41.16% (fixed)

Representative 49.9% APR.

Terms and Conditions apply. Suitable Guarantor required. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over.

Minimum period for repayment: 12 months | Maximum period for repayment: 60 months | Minimum APR 49.8% | Maximum APR 49.9%
Representative example: Amount of credit £3,250 for 36 months. Interest (fixed at 41.16%): £2,464.57. Total amount payable of £5,714.67. Representative 49.9% APR (Variable). 36 repayments of: £158.57.