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You want to borrow: £1.500
Over a period of: 18 months
Repaying: £113.07 p/m
Total repayable: £2,023.75
Interest rate: 41.16% (fixed)
Representative: 49.9% APR
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Borrow up to £7,500 with the UK's friendliest Guarantor Wedding loans website

Representative Example
Credit £3,250 for 36 months | Interest (fixed at 41.16%): £2,464.57. | Total amount payable of £5,714.67.
Representative 49.9% APR. | 36 repayments of: £158.57.

Have The Wedding of Your Dreams With Buddy Loans

Do you know what it costs today for a wedding?

Have you thought of how you will pay for your wedding?

One of the happiest days in a couple's life, be they young or old, is their wedding day.

Weddings are special and as such, over the years they have taken on a new meaning of not just a public showing of a couple's love for one another, but also a social event, a gathering of family and friends all in one place.

There are only a few times in one's life when you may have all your family and friends close by all gathered in one place, and certainly no happier occasion then a wedding.

Average Cost of a Wedding

Wedding Cost

Depending on who you ask, and the full details of a wedding, the average costs today can be staggering! Some weddings cost £25,000 or more, and these are not lavish affairs, but a modern wedding with all the trimmings.

While historically the bride's family pays for the wedding, more and more today weddings are becoming a group effort. The bride's family may pay for various things, the grooms family for other parts of the wedding, and many times the couple themselves will pay for, or contribute a large portion to the cost of the wedding.

When you look at all the aspects of a
wedding, you can see how it all adds up:

  • Wedding Venue
  • Reception Venue (if different)
  • Catering
  • Photos/Videos
  • Flowers
  • The Wedding Dress
  • Cake
  • Entertainment
  • Invitations
  • Bridesmaid and Grooms Men Outfits
  • Make-up
  • Engagement Ring
  • Wedding Rings
  • The Honeymoon

The list can go on and on, and the sky's the limit depending on
what kind of wedding you want, and also what your budget is.

Wedding to do list
Couples Budget

Wedding Budget

The first thing a couple needs to do when planning a wedding, after the romance of it all settles in, is to put pen to paper and set-out a budget for the wedding.

  • How much do you have to spend?
  • How much are family contributing?
  • How many guests will you have?

The number of guests can be crucial in setting your wedding budget, as the more guests you have, the costlier the wedding can be. And we cannot forget cousin Kevin or Uncle Ernie now can we.

From there you will have a good idea of basic costs for the wedding, and then onto how to pay for it all.

Paying For a Wedding:
Wedding Loans

There are many ways to pay for a wedding, and as mentioned, having family contribute to the costs is one popular and traditional way to cover the expenses.

Many couples today also save and contribute to their own weddings.

There also is notion of financing part, or all of the wedding.

Wedding loans are not anything new, and there are many lenders that specialise in just this form of borrowing and loans.

There are many advantages to a wedding loan, and one is that you know exactly how much money you have to work with for the wedding, and you need to bring the wedding in for that cost.

Wedding loans also allow you to have the full amount of money you need at the time, right now, and then pay the loan off over time, with affordable payments.

In searching for a wedding loan there are various types of loans that can be used to finance the happy day:

  • Personal Loans
  • Using Credit Cards
  • Guarantor Loans
  • Lines of Credit - Overdrafts
  • Secured Loans
Saving Money

Each of these forms of financing have their pros and cons.

Personal loans may be difficult to qualify for unless you have good credit and a high credit score.

Credit cards can come with high interest rates, but lower monthly payments. These can take years to pay off.

Overdrafts and lines of credit are usually for short-term borrowing needs and are to be paid back very quickly.

Guarantor loans offer someone who may have bad credit, or a low credit score a way to be approved for a loan, based on the person guaranteeing the loan.

Secured loans, such as a mortgage can offer good terms and rates, but are secured against a property.

The choice of how to pay for and finance a wedding is varied, and can be as different to each couple as the wedding itself.

Hassle Free Wedding Financing With Buddy Loans

Buddy Loans

A Buddy Wedding Loan can help someone who is looking to finance part, or all of their wedding, and may have bad credit.

A Buddy Wedding Loan is not based on credit history or someone's credit score, it is based on affordability, and the fact there is a guarantor for the loan.

A family member or a good friend can be a guarantor for a Buddy Wedding Loan.

Benefits of a Buddy Wedding Loan

  • You can borrow up to £7,500 for any purpose for your wedding
  • Can be paid back over 60 months (5 years)
  • Competitive interest rate
  • Bad credit not a problem
  • Quick approval and the money in your account
Wedding Couple

Apply for a Buddy Wedding Loan Today
& Begin Planning Your Wedding

Find a

Complete our Easy Online Application

Get Approved & Plan Your Wedding


Buddy Loans is a direct lender rated 5/5 stars by based on 1128 merchant reviews



from 0 to 10

Representative Example


36 months

£158.57 p/m

Total Repayable

Interest Rate
41.16% (fixed)

Representative 49.9% APR.

Terms and Conditions apply. Suitable Guarantor required. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over.

Frequently Asked Questions

Most asked Wedding Loans related questions


What can I use my Buddy Wedding Loan for?


You can use your Buddy Wedding Loan for whatever you need to for your special day. You can use it to pay for catering, your wedding rings, a honeymoon, whatever you wish.


My parents want to help us with our wedding costs. Can they be our buddy for a Buddy Wedding Loan?


Yes, as long as they have good credit, or have decent credit and are homeowners, they can be the guarantors on your loan.


Does my guarantor need to be a homeowner?


No, not necessarily, but they do need good credit.


We were just going to put some of the wedding expenses on our credit cards. Is this a good idea?


One way to finance a wedding is to use credit cards, however, there may be better alternatives.

Credit cards can carry a high interest rate, and even though the minimum monthly payments may be small, it can take many, many years to pay them off.

A Buddy Wedding Loan is another option, and one that gives you a set term of period of time and you know you will be debt free.

In addition, the interest rate is much lower than what you would pay on many credit cards.


I have bad credit and want to ask my girlfriend of five years to marry me. I know I will need to borrow the money to finance the engagement ring, but who will give me a loan?


We at Buddy Loans grant loans not based on credit scores or credit history. Bad credit is not a problem or hindrance in being approved for a loan.

If you can afford to repay the loan, and have someone who will vouch for you and guarantee the loan, you can be approved for a loan.


We are due to be married in a few months and in reviewing our wedding plans and budget, we will be a few thousand pounds short to do everything we want. Our parents have said they want to help us, but they don't have the money either. They did say they would help us get a loan.


Congratulations on your upcoming big day!

It sounds as though a Buddy Wedding Loan could be the answer.

If your parents are willing to be your guarantors, and you can repay the loan, you could borrow what you need for the wedding, and pay it back over time with payments you can afford each month.

Weak, poor, bad, or no credit is not a problem.

Use our easy online application and you could be approved and the money in your account within 24 hours.


We are planning our wedding and the reception hall requires a deposit which we do not have at the moment, and we don't want to lose our date and the hall. Can we borrow just the deposit for the wedding hall?


Yes, you can borrow whatever amount you qualify for and require up to £7,500.

The loan can be for anything related to your wedding, including the deposit on a hall or venue. Don't lose your place due to limited funds when you need the cash now. Apply today using our online application form. If you have someone in mind to guarantee the loan, speak with them as well. Once we have all the details for you and your guarantor, we can approve your loan usually in 24 hours.


We have our wedding all planned, and most of it has been pre-paid by family. I am just worried that there may be some little expenses that pop-up and we won't have the money for. I also want to have some extra cash on hand for our honeymoon. I've looked at loans, but with my credit history, no one will lend to me. What can I do?


At Buddy Loans credit history and credit scores are not used to determine a loan. We look at affordability and also the fact you have a guarantor for the loan.

If you have a good buddy, you can get a loan.

Buddy Wedding Loans


Easy online




Money in your
account the next day

Minimum period for repayment: 12 months | Maximum period for repayment: 60 months | Minimum APR 49.8% | Maximum APR 49.9%
Representative example: Amount of credit £3,250 for 36 months. Interest (fixed at 41.16%): £2,464.57. Total amount payable of £5,714.67. Representative 49.9% APR (Variable). 36 repayments of: £158.57.