There are many things to consider prior to applying for, and taking out any form of financing, including a home improvement loan.
If the improvement is an elective improvement, can it wait until you save up the money to have it done.
If the cost for the improvement is beyond being able to save for it in a relative period of time, then getting a loan may be the better option.
Is the improvement going to add value to your property? If the improvement is not going to add value, or if you are over-improving the property, you may wish to reconsider the improvement.
Prior to applying for any loan, you should review your credit history and credit score to know your chances of being approved. There are also eligibility checkers online that can tell you the chances of being approved for a loan.
These eligibility checks do not affect your credit score and are not hard enquiries on your credit report.
If you have a low credit score, and may not be approved for a home improvement loan, you can look at other alternatives, such as bad credit loans, and also loans with a guarantor.
A Buddy Home Improvement Loan is not based on credit history or credit score, but based on you having a good buddy to guarantee the loan.
If you have a good buddy, you can be approved for a Buddy Home Improvement Loan!
Buddy Loans is a direct lender £1000-£7500 +441618504141 Alexandra Court, Carrs Road, Cheadle, SK8 2JY rated stars by Trustpilot.com based on 1128 merchant reviews
Always helpful, reliable and will go out of there way for customers, never had an issue an this is my second loan with them Same great service each time!
Great Company, the communication from start to finish was great, my loan was quickly approved and I received the full amount within 48 hours. I highly recommend Buddy Loans to anyone looking for a guarantor Loan.
Great customer service
I dealt with 2 people mainly and they were soo helpful. Couldnt ask for better customer service.
Very helpful, everything was explained to me and I was asked if I understood each step. Good communication and all callers very friendly. The loan will take a lot of worry off my daughter and I was happy to be her guarantor.
I found them very polite and helpful, they quickly and efficiently sorted out my loan and kept me up to date with its progress. Daniel in applications was brilliant as was Paul in the underwriting team. Thoroughly recommend them!!
Prompt and fast payout
A very professional firm with very little paperwork involved all done and completed within a week. Faultless.
I was a guarantor
These were great. Polite, professional and had a genuine concern to ensure all was explained. I was the guarantor for a good friend and know these guys helped him so much.
Excellent friendly helpful service
Every person I spoke to was very friendly and helpful and they were very knowledgeable about their product would recommend to anyone looking for a loan
Amazing service and very easy and simple process
Amazing service and very easy and simple process. Thank you very much. Would highly recommend. Staff were great very friendly and very informative about everything
From the initial application online right through to the pay out team, brilliant! Easy online application followed by a prompt call back. The whole process was explained thoroughly by a friendly team. Can't thank Buddy enough!!
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Representative 49.9% APR.
Terms and Conditions apply. Suitable Guarantor required. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over.
Minimum period for repayment: 12 months | Maximum period for repayment: 60 months | Minimum APR 49.8% | Maximum APR 49.9%
Representative example: Amount of credit £3,250 for 36 months. Interest (fixed at 41.16%): £2,464.57. Total amount payable of £5,714.67. Representative 49.9% APR (Variable). 36 repayments of: £158.57.