Government Provided
Home Improvement Loans

Saving for a House

We are fortunate here in the UK as there are some government backed home improvement schemes available to those that own, or are buying their own properties.

There are even a few schemes to aid landlords in fixing up or improving the efficiency of their properties as well.

Many of these schemes have strict guidelines to qualify and also may only be available when there is funding.

In addition, some of these schemes are grants which do not need to be repaid, while some are loans with low interest rates and good repayment terms.

The first place to start in searching for these grants and loans is with your local authority. In some instances you may need to be referred by a medical professional, or some other agency.

Local authorities may have grants available to modify your home if you need changes made for someone who is disabled.

Some local authorities are offering properties that are in a state of disrepair for only £1. The conditions being you must repair the property to liveable conditions within a specified period of time, and also reside there.

Besides a disability facilities grant, some authorities offer home energy efficiency schemes, that will cover the cost of insulation in lofts and other ways to save on gas and electricity costs.

Benefits of a Buddy
Home Improvement Loan

No headaches or hassles with tons of paperwork

No worry about funding running out before you can be approved

Fast same day approvals

Easy online

Bad Credit

Loan is not secured against the property


Buddy Loans is a direct lender rated 5/5 stars by based on 1128 merchant reviews



from 0 to 10

Representative Example


36 months

£158.57 p/m

Total Repayable

Interest Rate
41.16% (fixed)

Representative 49.9% APR.

Terms and Conditions apply. Suitable Guarantor required. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over.

Minimum period for repayment: 12 months | Maximum period for repayment: 60 months | Minimum APR 49.8% | Maximum APR 49.9%
Representative example: Amount of credit £3,250 for 36 months. Interest (fixed at 41.16%): £2,464.57. Total amount payable of £5,714.67. Representative 49.9% APR (Variable). 36 repayments of: £158.57.