How easy is to get car finance
with a guarantor

Car financing can be complicated as there are so many financing options available to the borrower. Unfortunately, many of these financing options require the borrower to have a good credit score or a good credit history.

In some car financing plans a large deposit is required in order to be approved for a loan. And then the loan may be secured by the car. Miss a payment, and the car could be repossessed.

Financing a car with a guarantor loan is quick and easy.

The loan is based on the fact there is a guarantor, and so the process is fast, and the loan is not secured by the car.

You can be approved for your loan, know how much you have to spend, and then buy a car like a cash buyer, and be able to negotiate like a cash buyer.

The car is yours to modify if you wish and drive as many miles as you wish. Many HP and PCP finance plans do not allow modifications to a car under the financing agreement, or have a limited number of miles the car can be driven each year. If you go over this mileage, you can be charged a fee.

Buddy Loans do guarantor car loans, and can have your loan approved and the money in your account within 24 hours.

Apply today, and drive your new car tomorrow.

Benefits of a Buddy Loan

  • Easy online application
  • Quick approval
  • Money in your account within 24 hours (in most instances)
  • No deposit required
  • No upfront fees
  • Loan can be for any purpose, to buy a car, consolidate bills, repairs, home improvements
  • Competitive interest rate
  • Loan can be paid back over 60 months (5 years)

Apply today and have your loan tomorrow!


Buddy Loans is a direct lender rated 5/5 stars by based on 1128 merchant reviews



from 0 to 10

Representative Example


36 months

£158.57 p/m

Total Repayable

Interest Rate
41.16% (fixed)

Representative 49.9% APR.

Terms and Conditions apply. Suitable Guarantor required. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over.

Minimum period for repayment: 12 months | Maximum period for repayment: 60 months | Minimum APR 49.8% | Maximum APR 49.9%
Representative example: Amount of credit £3,250 for 36 months. Interest (fixed at 41.16%): £2,464.57. Total amount payable of £5,714.67. Representative 49.9% APR (Variable). 36 repayments of: £158.57.