Car Loans

Information & Enquiries

0800 802 1061
0161 850 4141

Car Loans made EASY

Borrow up to £7,500

with a guarantor

Car Loans

Apply now it's easy!

Your loan summary
Loan amount: £5,000
Term: 36 months
Repaying: £243.95 / month
Total repayable: £8,785.79
Interest rate: 41.16% Fixed
Representative APR: 49.9% Variable

Car loans simplified with a guarantor

What is a Buddy Car Loan?

A Buddy Car Loan is a guarantor loan for someone who is looking to purchase a car, needs car finance, and may have had poor credit in the past.

A Buddy Car Loan can also be help someone who may have no credit history, and is in need of car financing.

Having your own car, or set of wheels, represents freedom, and allows you to go where you want, when you want.

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For many of us a car is a necessity in order to go to work, or for family reasons. Let's not forget those school runs.

However, buying a car can be a huge expense, and not everyone has the money on hand to just go out and pay cash for a car. For many of us we need to finance the car, and not everyone may have perfect or good enough credit to get the loan. This can make it difficult to get a car loan.

We at Buddy Car Loans can help!

If you have a good buddy or family member that feels you can repay the loan, then so do we!

Advantages of a Buddy Car Loan.

  • Easy online application.
  • Fast approval - most loans approved within 24 hours.
  • Manageable monthly payments, spread out for up to 60 months.
  • Once your loan is approved you may be able to negotiate a better deal on the car you want as a cash buyer.

Who is a Buddy Car Loan For?

  • Someone who may have had poor credit
  • Someone with no credit history
  • Anyone looking for a car loan
  • Anyone who may have been rejected for car finance in the past

Who Can Be My Buddy?

Chances are you already know someone who can act as a guarantor for your loan. It may be a family member, such as a parent or brother or sister. It may also be a good friend who knows you well.

  • Aged between 18 and 75
  • UK Home Owner
  • UK Bank Account
  • OK Credit Score
  • Minimum Income of £800
  • Not financially linked To borrower

* Please note as a guarantor you will be responsible for ensuring that the loan is brought up to date in the event payments are missed by the borrower. In the event that payments are consistently missed this may impact on your credit score

Our Loan Example

Amount of credit: £2500 for 24 months.
Interest: £1210.59
24 repayments of: £154.54
Representative 49.9% APR (variable)

Buddy Loans:

  • Easy online application
  • Fast approval - usually within 24 hours


  • Endless paperwork in applying
  • Credit scoring
  • Can take time to get approved and the money to you


I have been rejected for loans in the past, can I get a Buddy Car Loan?

Yes, as long as you have a good buddy to guarantee the loan, you can get a Buddy Car Loan.

Can my guarantor be my neighbour?

Yes, as long as they meet the conditions to be a guarantor, and they feel you'll repay the loan.

I have no credit history, can I get a Buddy Car Loan?

Yes, as long as you have a good buddy to guarantee the loan.

Do I have to have a guarantor?

Yes, here at Buddy Car Loans, all we do are guarantor loans

How long will it take to approve my application?

The majority of Buddy Car Loan applications are approved within 24 hours.

How difficult is it to apply for a Buddy Car Loan?

It is not difficult at all! Just complete our simple online application to begin the process.

If I win the lottery can I pay off my loan early?

Absolutely! You can pay your loan off at any time.